Romana Stiman: TBH that's the best you going to get for a new young driver, he has no experience, and it's cheaper for girls, cause boys are more likely to speed and show off, hence the term "boy racers". It does suck that there are geniune decent young drivers out there.
Shaun Rapkowicz: Try https://tr.im/0Hfcp
Theresia Fashaw: Cheap Car Insurance: Factors that Affect Your Car Insurance Rates When it comes to auto insurance rates, who you are determines what you pay. Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life. Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city is far more likely to hit something than a 35 year-old married guy driving a minivan around the suburbs.While you can’t change your age and some other factors, there are things that you can do to keep insurance premiums as low as possible. Factors you! CAN’T change that impact your auto insurance rates: Your age Dick Clark and Sophia Loren notwithstanding, aging is unavoidable. And while you may be a mature-looking teen or a youthful octogenarian, the oldest and the youngest drivers are far more likely to have accidents. Gender Whether it’s the mothering instinct or fewer NASCAR fantasies, women statistically make safer drivers. Marital Status Ok, you can change this, but there have been no reports of people marrying simply to lower their insurance rates. Factors you CAN change that impact your auto insurance rates Geography Where you live matters. For instance, those living in rural America are far less likely to have a collision or a stolen car than those living in a city. But, sometimes even just moving across the street can change your rate. Driving violations Speeding tickets, running red lights, failure to yield, etc. all count toward your auto insurance rate. Your vehicle If you must have that cherry red Corve! tte or the Ferrari Testarossa, be prepared to pay for it. Your! insurance premiums will be higher. Accident claims While you can’t change the past, keeping your slate clean and free of accidents will hold you in better stead than lots of fender benders. Credit rating That’s right â€" many insurance companies view having a poor, or even no credit history as suggestive of higher risk. Occupation A little easier said than done. Believe it or not, insurers have found correlation between your occupation and risk. Makes sense that the pizza delivery guy could be a higher risk! Other factors that go into determining premiums: Miles driven per year Distance to work Occupation Years of driving experience Business use of the vehicle Whether or not you currently have auto insurance Theft protection devices (often results in discounts) Multiple cars and drivers (another opportunity for discounts) Overwhelmed? It can be more than a bit confusing when trying to decide the best and most affordable coverage for your vehicle. Like anything else, ge! t good advice and comparison shop. With the Web at your fingers, you have all the information and power to get the best deal....Show more
Shan Lanen: Insurance typically goes down a bit at 18, a bit more at 23, and then you're a normal human being at 25 if nothing has happened in the meantime.
Rena Pepe: I would imagine a muscle car would set you back at least twice as much as a normal car. Then if you were to buy a new truck and get a loan to pay for it, price would be three times as much as it would be on an old truck on state minim
Ramona Pago: This is a very interesting question
Branden Roddick: DONT MOVE TO NJ
Bryant Chaudhry: I often end up posting the same question on other sites
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